How to fill in the European Accident Statement
Vaidas Labanauskas, 23 years in insurance · reviewed
Each driver fills in one vehicle column — A or B — of the same form. Each driver ticks the circumstances that apply to their own vehicle; then both drivers draw one sketch together, check everything and sign. Each driver keeps a copy and tells their own insurer. Signing records the facts; it is not an admission of liability. This guide is general information, not legal advice.
Use the same checklist in Minsas
Minsas guides you through the accident record and can export a structured PDF. Check how your insurer wants to receive the report and any supporting documents.
Complete the report together
One phone is enough for both drivers to complete and sign the European Accident Statement. The other driver can also scan the QR code to join the same statement in the app or browser and complete it with you. Installing the app is optional.
Step by step
1. Make the scene safe
Check for injuries and danger. In the EU, call 112 if anyone is hurt, and follow the local rules on calling the police.
2. Record people, vehicles and insurance details
Write down the date and place, driver contacts, registration numbers and countries, insurers, policy numbers, injuries, damage and witness contacts.
3. Complete the circumstances and sketch
Keep vehicles A and B the same throughout, tick only the boxes that apply, and draw the road, the directions and the positions at impact.
4. Add photos
When it is safe, photograph the vehicle positions, damage, number plates, road signs, markings and the wider scene.
5. Review before signing
Check every field. Sign only if you understand the statement and agree that it records the circumstances; use your remarks for anything you disagree with.
6. Keep a copy and tell your insurer
Keep the statement, photos and records. Tell your insurer within the deadline that applies in your country and under your policy.
What the European Accident Statement is
A common form that insurers’ associations in Europe developed to record the facts of a road accident. Insurers usually supply it, so ask yours for a blank copy to keep in the car. It records the facts; it does not decide who pays — the insurers assess the claim.
The sections and their numbers are the same in every language version, so two drivers with forms in different languages can match the questions by number.
It helps most when both drivers are at the scene and can record the facts together. If anyone is injured, call 112 first; in several countries the police must then be informed — see the police rules by country.
| Part | What goes there |
|---|---|
| Fields 1–5 | Shared facts: date, place, injuries, other damage, witnesses. |
| Fields 6–11 | One column per vehicle, A and B: policyholder, vehicle, insurer, driver, point of impact, visible damage. |
| Field 12 | Circumstances: each driver ticks the boxes that describe their own vehicle and writes how many they ticked. |
| Field 13 | One shared sketch of the accident at the moment of impact. |
| Field 14 | Each driver’s own remarks. |
| Field 15 | Both drivers sign. |
After signing, each driver keeps a copy and tells their own insurer, which uses the statement to settle the claim.
Field by field
The numbering below follows the English version of the form; other language versions use the same numbers.
- 1Date of accident · Time — When the accident happened.
- 2Locality — Place and country; add a street name, junction or landmark.
- 3Injury(ies) even if slight — Tick yes if anyone was hurt, even slightly.
- 4Material damage — Damage to vehicles other than A and B, or to objects other than vehicles, such as a fence or a sign.
- 5Witnesses — Names, addresses and phone numbers; get them before the witnesses leave.
- 6Insured / policyholder — The person or company on the insurance certificate, who may not be the driver.
- 7Vehicle — Make, type, registration number and country of registration, also for a trailer.
- 8Insurance company — Insurer, policy number, Green Card number if applicable, validity dates, agency, and whether the policy covers damage to your own vehicle.
- 9Driver — Name, date of birth, address and driving licence details.
- 10Point of initial impact — An arrow on the vehicle outline where it was first hit.
- 11Visible damage — What you can see; do not guess about hidden damage.
- 12Circumstances — Tick every box that describes your vehicle’s movement, strike out the word that does not apply in boxes 1 and 2, and write the number of boxes ticked.
- 13Sketch of the accident — Road layout, directions of A and B with arrows, positions at impact, road signs and street names.
- 14My remarks — Your own comments, including anything you disagree with.
- 15Signatures of the drivers — Both drivers sign. Never change the form after it has been signed.
Worked example: circumstances and sketch
A fictitious example — the names, plates and place are invented. Alex Example (vehicle A, plate TEST 001) is stopped at a red light on Example Street, Exampletown. Sam Sample (vehicle B, plate TEST 002) drives into the back of vehicle A in the same lane.
| Field | Vehicle A — Alex Example | Vehicle B — Sam Sample |
|---|---|---|
| 10 Point of initial impact | Arrow at the rear | Arrow at the front |
| 11 Visible damage | Rear bumper dented | Front bumper and bonnet dented |
| 12 Circumstances | Box 1 “parked / stopped”, with “parked” struck out | Box 8 “striking the rear of the other vehicle while going in the same direction and in the same lane” |
| Number of boxes ticked | 1 | 1 |
| 15 Signatures | Signed | Signed |
Box 8 describes what happened; the form states that it is not an admission of liability, and the insurers decide who pays.
Common mistakes
- A missing signature, or a signature in the wrong field — both drivers sign in field 15.
- Boxes in field 12 ticked for the other vehicle instead of your own, or no count of the boxes ticked.
- Both words left in boxes 1 and 2, where you strike out the one that does not apply.
- Changes made after both drivers have signed.
- Signing something you do not fully understand.
- No copy kept for yourself.
- Filling in the form standing on the road — move somewhere safe first (in Spain the law requires it).
After you sign
- Tell your insurer — the deadline depends on the country and your policy: How to report a car accident to your insurer.
- If the other driver will not sign: What to do if the other driver refuses to sign.
- After an accident in another country: What to do after a car accident abroad in Europe.
- If your copy has a back page or an extra sheet for your own insurer, fill it in yourself before you send the form; this does not change the part you both signed.
- Your insurer or policy may also set a submission channel, an original-document rule or other evidence requirements. Ask your insurer when unsure, especially after injuries, a cross-border accident, an uninsured vehicle, a hit-and-run or a disagreement about the facts.
FAQ
Do not change your account to force agreement. Record the facts you observed, use the remarks section for differences, and preserve photos, witness contacts and any police details. The insurers assess the available information.
No. The form records the facts and says itself that it is not an admission of liability. Sign only when you understand what the statement says, and record anything you dispute in your remarks before signing.
The sections and their numbers are the same in every language version, so you can match each question by its number if the other driver’s form is in another language.
Minsas guides drivers through the people, vehicles, circumstances, sketch, photos and signatures and can export a structured PDF record. Insurers accept the statement signed by both drivers, with its photos, as your accident report. They may ask for additional documents, for example about the vehicle — this is usual.
Record the refusal and complete the information you can verify. Preserve photos, witness contacts and police details where relevant, then ask your insurer what it requires for a one-sided notification.
Sources
- Your Europe (European Union): Car insurance cover abroad: what to do after an accident
- Your Europe (European Union): Emergencies: 112, the single European emergency number
- Insurance Europe: Accidents: information for consumers
- European Consumer Centre Germany: Car accident in Germany or abroad: What to do?
- European Consumer Centre France: Car accident in Europe
- European Accident Statement: English version of the form (CEA model) and its directions for use
- Lithuanian Motor Insurers’ Bureau: Advice after an accident, including common mistakes (in Lithuanian)
- Spain, Reglamento General de Circulación: Article 130(5)
